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FAQs

Your questions, answered.

General

What is Fineqia?

Fineqia is an online platform that showcases debt and equity investment opportunities. We bring hand-picked deals direct to you via the Fineqia platform. 

For issuing companies, Fineqia is a great way to bypass banking bottle-necks, having to schmooze big investors, and generally have all your funding eggs in the one basket. You set the entry level for investors, you set the investment terms, and we bring you the interested investors. Simple! Fineqia is all about putting control back into the hands of the investors and issuing companies to create opportunity.

What are debt securities (mini-bonds)?

Are debt securities safe?

What is Fineqia’s Best Execution Policy?

Why raise money through debt financing?

Borrowers

What is Fineqia?

Fineqia is an online platform that showcases debt and equity investment opportunities. We bring hand-picked deals direct to you via the Fineqia platform. 

For issuing companies, Fineqia is a great way to bypass banking bottle-necks, having to schmooze big investors, and generally have all your funding eggs in the one basket. You set the entry level for investors, you set the investment terms, and we bring you the interested investors. Simple! Fineqia is all about putting control back into the hands of the investors and issuing companies to create opportunity.

What are debt securities (mini-bonds)?

Investors

What is Fineqia?

Fineqia showcases debt and equity investment opportunities. Debt offerings are in the form of mini-bonds, a debt instrument through which an investor lends money to a borrower against a collateral of assets. The platform transparently highlights the risks and objectively outline opportunities involved.

What kind of fees do investors have to pay?

What types of projects are available to invest in on Fineqia platform?

How does a project get listed on Fineqia?

What are debt securities (mini-bonds)?

Why should I consider investing through Fineqia?

How do mini-bonds differ from equity investment?

When will I get my investment back?

Are these investments risky?

How are the potential returns estimated for each project?

Is there an investment minimum and maximum?

General

What is Fineqia?

Fineqia is an online platform that showcases debt and equity investment opportunities. We bring hand-picked deals direct to you via the Fineqia platform. 

For issuing companies, Fineqia is a great way to bypass banking bottle-necks, having to schmooze big investors, and generally have all your funding eggs in the one basket. You set the entry level for investors, you set the investment terms, and we bring you the interested investors. Simple! Fineqia is all about putting control back into the hands of the investors and issuing companies to create opportunity.

Companies

What is Fineqia?

Fineqia is a secure online crowdfunding platform tht allows companies the opportunity to showcase their debt and equity investment prospects. You, the investor, can then hand-pick a suitable investment opportunity specific to your portfolio needs and disposable income.

What’s different about crowdfunding?

What's unique about Fineqia as a crowdfunding platform?

What terms do you offer?

What investment types do you offer?

Are you authorized by the Financial Conduct Authority?

Is there a limit on deals?

Who pays the various fees on a project?

How often are payments made to members?

How long does it take to qualify and list a project on the Fineqia platform?

What information does Fineqia need?

How it works

What is Fineqia?

Fineqia is a secure online crowdfunding platform tht allows companies the opportunity to showcase their debt and equity investment prospects. You, the investor, can then hand-pick a suitable investment opportunity specific to your portfolio needs and disposable income.

What’s different about crowdfunding?

Fineqia Glossary

A Shares

A class of shares that have specific rights attached to them that are set out in a company’s articles of association. Typically A shares have voting rights as opposed to other share types (B shares)

Alternative Finance

Angel Investors

Angel network

Articles of Association

B shares

Beneficial shareholder/owner

Bootstrapping

Bond

Burn rate

Capitalisation table

Convertible equity

Convertible note

Crowdfunding

Debt

Dilution

Diversification

Dividends

Drag-along right

Enterprise Investment Scheme (EIS)

Equity

Equity crowdfunding

Exit

Exit Strategy

Everyday (or Restricted) Investor

Financial Conduct Authority

Fully diluted

Fund

Fundraising

Growth-stage

High-net worth individual

Initial Public Offering (IPO)

Illiquid Asset

Intellectual Property (IP)

Know Your Client (KPC)

Liquidity

Market Risk

Nominee

Ordinary Shares

Option

Overfunding

Pre-emption

Portfolio

Post-investment

Preferential shares

Private equity

Risk

Return on Investment

Shareholder

Shareholder agreement

Shares

Secondary market

Seed stage

Seed Enterprise Investment Scheme (SEIS)

Sophisticated Investor

Subscription agreement

Tag-along rights

Valuation

Venture Capital

Risk Warning

This notice cannot disclose all the risks associated with the products we make available to you. You should not invest in or deal in any financial product unless you understand its nature and the extent of your exposure to risk. Different investment products have varied levels of exposure to risks and to different combinations of risks.

The need for diversification

Diversification involves spreading your money across different types of investments with different risks to reduce your overall risk. However, it will not lessen all types of risk. Investors should diversify across products, providers and asset classes and not rely on any one company/asset class. Investments via Fineqia should be balanced with safer, more liquid investments and investors should only a proportion of their available investment funds via Fineqia.

Risks when investing in equity or funds

Dilution

Loss of investment and interest payments

Lack of liquidity

Restricted redemption rights

Unsecured investment

Early Call Risk

Liquidity risk

Frequency of Dividends

Risks when investing in Bonds

Mini-bonds

Lower in the pecking order on winding up

Interest rate and inflation risks